Mi az Otthon Start Hitelprogramképes keresőfelület?

Az oc.hu oldalán nálunk elérhető Otthon Start-szűrő és flag funkció, amellyel kizárólag a hitelprogramba beleillő ingatlanok jelennek meg.

Hogyan lehet szűrni az Otthon Start-os ingatlanokra?

A részletes kereső felületén található "Otthon Start" kapcsolóval egy kattintással kérheted a csak az erre a hitelnek megfelelő ingatlanokat.

Kosa János - Otthon Centrum

Üdvözlöm Önöket! Kosa János vagyok, és szenvedéllyel dolgozom az ingatlanpiacon. Hiszek abban, hogy a munka nem csupán anyagi megélhetést biztosít, hanem lehetőséget a személyes fejlődésre is. Szakmai alázattal közelítem meg munkámat, és szeretem a kihívásokat. Minden kedves ügyfél számomra egyedi, akinek a legjobb megoldást keresem.

Lenyűgöznek az épület stílusok és irányzatok, ezért folyamatosan figyelemmel kísérem a piaci trendeket. Az ingatlanos munkám során számos szegmensre összpontosítok, beleértve a piackutatást, az értékbecslést, építészeti stílusokat a tárgyalástechnikát, a marketinget és a hirdetést. Az ingatlanjog és a pszichológiai háttér megértése segít abban, hogy az ügyfelek igényeit a legjobban kielégítsem.

Emellett ismerem a hitel- és finanszírozási lehetőségeket, valamint a fenntarthatóság és a zöld megoldások ,ingatlan energetikai besorolás iránti érdeklődést is, amelyek egyre fontosabbá válnak az ingatlanpiacon. Munkám során polihisztori megközelítéssel élem meg a különböző területek összefonódását, amely gazdagítja a szakmai tapasztalatomat. Célom, hogy inspiráló és pozitív élményt nyújtsak minden ügyfelem számára, miközben közösen megtaláljuk az ideális otthont.

XVIII. kerület - Kisfaludy út

1188 Budapest XVIII. kerület , Kisfaludy u.37. (Nemes utca sarok)

H-P: 9-17

+36 70 Show

Kosa.Janos@oc.hu

They Told About Me

10 points

Nagyon részletes, nagyon precíz bemutatást kaptunk. Sok hasznos információt osztot meg velünk, nem csak a lakással, hanem ha azt a lakást választjuk, mik a következő lépések, hogy megszerezzük.

K. K. Antal

10 points

Lelkiismeretes,folyamatos kapcsolatban álltunk egymással, sokat foglalkozott a körülményekkel, akinek csak tudom ajánlani fogom!!! Ritka a mai világunkban az ilyen típusú lelkiismeretes ember.

Horváth Gábor

10 points

Az úr két ingatlant mutatott meg nekünk nagyon kedves rendes alaposan elmondta amit tudni lehet. Nagyon korrekt segítőkész, csak ajánlani tudom mindenkinek. Nem kizárt hogy éppen az ő segítségével fogjuk megtalálni az ingatlant amit keresünk.

Fábián Maté

10 points

Nagyon kedves fèrfi, akin èrződik a tapasztalat ès hogy nem most kezdte a szakmàt. Az biztos, hogy ő nagyon segítőkészen fordul mindenki felè, legyen az eladó vagy vásárló, ezèrt bàtran ajánlom mindenkinek, aki ingatlanost keres.

Matók Dóra

10 points

Nagyon segítőkész, készséges megbízható

d. H. O. Ágnes

10 points

Nagyon pozitív benyomást keltett ! Türelmes volt és minket helyezett előtérbe ! Olyan hasznos információkkal látott el, amik csak az "apróbetűs" részben olvashatóak !

Lukács Benjamin

10 points

Korrekt, pontos , egyenes :) Szívből ajánlom mindenki számára

Zaky-Varga Klaudia Georgina

10 points

Nagyon meg vagyunk elégedve János munkájával és a segítőkész hozzáállásával. Korrekt, precíz, emberközpontú gondolkodás, szimpatikus kisugázás jellemzi.

Halász Vivien Zsófia

10 points

János egy igazán profi, borzasztóan kedves, megértő és segítőkész szakember, akit akár hajnalban is lehet hívni, ha a potenciális ügyfélnek bármi kérdése van. Bőven megdöntötte bennem az eddigi ingatlanosokról szóló elképzeléseket. Csak ajánlani tudom!

Kincses Levente

9 points

Kedves, jó szándékú, az eladást minden körülmények közt szem előtt tartó ügynök, elégedett vagyok a munkájával.

F. Annamária

10 points

Kiváló szakértelemmel, türelemmel és figyelmességgel segített az ingatlanom eladásában. Minden lépésről pontosan tájékoztatott, és mindig elérhető volt, ha kérdésem akadt. Mindenképpen őt választanám, ha a jövőben ingatlanügyletekről lenne szó!

Márkus Sándor

10 points

Profi,felkészült és segítőkész ! Szakmailag is !

Láng Olivér

10 points

Segítőkész, "up to date", tisztában volt az ingatlannal, és a környékkel kapcsolatban. Remélem találkozunk még a lakás kapcsán.

Héjja Sándor

8 points

Kedves, felkészült.

Poczok Enikő

10 points

János rendkívül segítőkész, türelmes és szakmájában maximálisan elhivatott, mindenre figyel és tudja mire kell figyelni, a legprofibb ingatlaközvetítő akivel -nem rövid- álomotthon-keresésünk során dolgoztunk, nem eladni akar, hanem otthonkat teremteni Csak ajánlani tudom!

Bihari László

10 points

Kedves,rendes úriember,aki azon van,hogy barki megtalalhassa az otthonat. Csak ajánlani tudom.

Merácz Konrád

10 points

Teljesen korrekt. Egyuttmukodo es segitokesz. Es vegtelenul barstsagos, szimpatikus ember.

L. Sándor

10 points

Gyorsan felméri az érdeklődő tényleges igényeit a körvonalazott elképzelésekből és annak megfelelő ajánlatokkal, tanácsokkal hatékonyan segíti vevőkörét.

Sánta Henrietta

10 points

Kedves, pontos, nagyon nagy szakértelemmel rendelkezik.

N. Réka

10 points

Megfelelő hozzáállású kellő információval rendelkező barátságos jó benyomást keltő szimpatikus személy. Csak pozitívan tudok róla nyilatkozni.

P. Zsolt

My Completed Courses

Creating a real estate market comparative analysis
Preparation of the energy certificate
General home advisor

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From My Portfolio

eladó lakás

Elérhető Otthon Start hitellel

The translation of the text is: KERTVÁROSI LUXURY IN HAJNAL GARDEN - WHERE COMFORT AND FAMILY PEACE MEET.

In one of the quietest streets of Halásztelek, free from through traffic, we offer for sale a 96 m² (93 m² usable) condominium home built in 2015, located in the gated residential park of Hajnal Garden, which perfectly combines premium quality with a family-friendly environment. Quality was the top priority right from the construction phase: the developer paid attention to the use of premium materials and modern solutions, allowing the future owner to enjoy all the advantages of a newly built apartment. Moreover, one of the current owners is an engineer, so special attention was given to technical quality and durability in both the design and maintenance. The interior finishes and built-in furniture are in complete harmony, carefully selected to create elegant spaces. The kitchen features high-gloss furniture, the hallway has a built-in wardrobe, a separate dressing room, and modern plastic windows equipped with shutters and mosquito nets ensure everyday comfort. The apartment is also technically strong: three years ago, a new Ariston gas boiler and modern panel radiators were installed to provide reliable heating, complemented by three air conditioning units as an alternative, luxurious comfort solution. The residential park is completely enclosed, ensuring the safety of vehicles with two private parking spaces. The neighborhood is suburban, quiet, and free from traffic—truly a family-friendly environment. The well-organized, cultured, and friendly community further enhances the feeling of home, while the area remains safe and livable. The proximity to the M0 ring road and the excellent infrastructure of the area (schools, kindergartens, nurseries, shops, and services) ensures that everything is within easy reach. The financial situation of the condominium is also stable: it has savings, providing reassuring security for the future. Additionally, the caretaker lives in the residential park, ensuring that the building is continuously monitored and well-maintained. This home is not just four walls; it is a place where the family can live safely and comfortably in a premium quality environment.

for sale apartment

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Discover your new home! A comfortable 2-room apartment in the heart of Budapest, an ideal investment!

Calm, green home on 60 m² – just a few minutes from the center of Erzsébet This home captivates at first glance: the windows of the rooms overlook the quiet, wooded back part of the house, completely shutting out the noise of the city. Morning light floods in, and peaceful tranquility fills the spaces in the afternoon. The 60 m² apartment (57 m² of living space + 6 m² terrace) is located on the 3rd floor of a building with sliding shutter construction. The house encircles the parking lot in a U shape, with the kitchen window facing it, ensuring the space is always bright and airy. The enclosed staircase design and the separately lockable section provide extra security and intimacy, while parking is conveniently available right in front of the house. The interior layout is truly livable: a bright, windowed kitchen with dining area, a living room, a bedroom, and a wardrobe. The living room and dining area can be completely separated by a sliding door, allowing for flexible use of the space depending on your needs: whether for social living or private tranquility. The apartment includes a bathroom and a separate toilet, making everyday life more convenient. The atmosphere of the apartment is enchanting: you can feel the style and care of a lovely lady in every corner, creating a homely feel. Upon entering, you are immediately greeted by a friendly, lovable ambiance. In addition to the modern security door and plastic windows, the true value lies in the fact that here you can enjoy the comfort of city living while also experiencing the peace of a calm, green environment. The infrastructure is outstanding: it’s just a few minutes' walk to the center of Erzsébet, where everything is at hand – shops, transport, services. This apartment is more than just four walls: it’s a home where it feels good to enter and even better to stay.

for sale panel apartment

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Budapest III. kerület

The translation of the text „Egy otthon, ami több, mint egy panel” into English is: A home that is more than just a panel.

In the heart of Békásmegyer, nestled among ten-story panel buildings, this five-story, human-scale condominium on Juhász Gyula Street is a true gem. From the moment you enter, you can sense that this is something different: the building has undergone a panel program and is insulated, the windows in the communal areas are new, the staircases are wider than average, and well-tended flowers create a friendly atmosphere. The apartment located on the 3rd floor is officially 61 m², but thanks to the built-in balcony, it is actually larger by an additional 4 m², making the living room bright, spacious, and inviting. The floor plan is a real strength: three separately opening rooms, a kitchen with a window, a separate bathroom and toilet, as well as practical corridors where not a single square meter is wasted. The apartment is in good condition, carefully maintained, and during the summer months, the air conditioning ensures a cool comfort. It is ready for immediate move-in but can also be tailored to your personal taste. The location is excellent: right next to the Békásmegyer market, with the suburban railway (HÉV) and bus stops just a few minutes' walk away, covering all infrastructure needs. You can reach the M0 highway in moments by car, and the nearby cultural and community programs in Szentendre are always at your fingertips. The banks of the Danube and the Roman Beach are also just a few minutes away, ideal for weekend relaxation. Asking price: 79,900,000 HUF This home is a true rarity in the area: a friendly five-story building where every detail speaks of care—and where it feels good to come home.

for sale family house

Budapest XVIII. kerület

XVIII.kerületi kétgenerációs családi ház-1009 nm telken.

Egy elismert építész saját családjának álmodta meg. Nem akármilyen házról van szó: olyan szakember otthonáról, aki a kerületben számos lakóház és lakás terveit jegyzi. Amikor egy építész magának tervez, nem köt kompromisszumot sem anyagban, sem szerkezetben – ez a ház ennek a gondosságnak a kézzel fogható eredménye. A jelenlegi elrendezés szerint 6 szoba áll rendelkezésre ,de a terek kialakításának köszönhetően könnyedén bővíthető akár 9 szobává is . A téglaépítésű, zsindelytetős ház két szintje ideális választás kétgenerációs együttélésre: külön lakrészek, mégis egy közös otthon. A nagyszülők, szülők és gyerekek úgy élhetnek együtt, hogy mindenkinek megmarad a saját élettere. A belső terek világosak és barátságosak: a nagy könyvespolcos nappali igazi központja a háznak, a szobák napfényesek és jól bútorozhatók. A két szinten külön konyha és több fürdőszoba is helyet kapott, így a családtagok kényelmesen, egymást nem zavarva élhetik a mindennapokat. Műszaki tartalom: •Gáz cirkó fűtés puffer tartállyal kombinálva •Alternatív fűtés vegyes tüzelésű kazánnal •Réz villanyvezetékek az emeleti szinten •Ipari áram a garázsban – műhelyhez, gépekhez vagy elektromos autó töltéséhez ideális •Két klíma a nyári komfortért Az udvar térkövezett, a dupla garázsban két autó fér el, a szabadban pedig további kettő parkolhat. A kert nemcsak tágas, de igazán szerethető is: virágos ablakok, zöld fák, bokrok, és egy öreg diófa, amely árnyékot ad a nyári napokon, s köré gyűjti a családot, ahogy egy igazi otthonhoz illik. A fedett kerti konyha hosszú asztallal és sütővel pedig tökéletes helyszíne a grilleknek és baráti összejöveteleknek. A 1009 m²-es telek szabad teret ad a fantáziának – játszótér, konyhakert, medence, vagy egyszerűen csak egy árnyékos pihenőkert is könnyedén kialakítható rajta. Ez a ház többről szól, mint falakról és tetőről. Ez egy hely, ahol a családi történetek gyökeret vernek – ahogy a kert diófája is teszi, évről évre erősebben.

for sale apartment

PREMIUM LUXURY QUALITY - BRAND NEW HOME IN THE HEART OF KÖRTÉR

We offer a completely renewed, premium home in one of the most characteristic bourgeois houses built in 1909 at Móricz Zsigmond Square. The eclectic building, designed by the Schwarcz and Horváth architectural office, is a timeless example of bourgeois architecture, featuring Art Nouveau details, Zsolnay ceramics, and wrought iron decorations. Once, a huge 106 m² bourgeois apartment belonged here, which became less practical according to modern needs. Thanks to official permits and legal division, a modern home has emerged from it. The apartment now offered is the smaller one: 42 m², reimagined in every detail and executed in premium quality. This home is truly special: all its furnishings and equipment are completely new and have never been used. Underfloor heating and inverter air conditioning ensure comfort, while the kitchen furniture and built-in cabinets were crafted by a renowned carpentry workshop, and the floor coverings and details represent selected premium quality. The apartment is fully furnished, equipped, and ready for immediate move-in. Thanks to the high ceilings, the home is spacious and bright, further highlighting the elegance of bourgeois apartments. In addition to the bedroom, there is a spacious hall that is ideal as a living room, dining area, or workspace—a versatile central space that makes the apartment even more livable. The interior spaces were envisioned by an interior designer, creating an unparalleled harmony between Scandinavian simplicity and bourgeois proportions. This home is premium, turnkey, and immediately available for possession.

for sale apartment

PREMIUM LUXURY QUALITY IN THE HEART OF KÖRTÉR - SCANDINAVIAN SIMPLICITY WITH CIVIL ELEGANCE.

The impressive, grand bourgeois house at 16 Móricz Zsigmond Square, built in 1909, is one of the most valuable architectural gems in Újbuda. Designed by the Schwarcz and Horváth architectural office, this eclectic building features Art Nouveau details, Zsolnay ceramics, and ornate wrought iron elements that tell the story of the atmosphere of the last century – and today, it serves as a premium setting for modern urban life. Originally, the house housed an impressive 106 m² grand bourgeois apartment that had been home to generations. However, apartments of this size have often lost their functionality today, leading to the decision to create two modern homes from it, with official permits and legal division. Thus, one of the apartments has been created, which is now available: a 64 m² home, brand new in every detail, executed in premium luxury quality. Here, everything is truly about quality: • The electrical network has been rebuilt from the main distribution board, • Underfloor heating and three inverter air conditioning units ensure perfect thermal comfort all year round, • The flooring and tiles are made from excellent quality, carefully selected materials, • The kitchen furniture and built-in furniture were made by a renowned carpentry workshop based on unique designs, • The kitchen and appliances are of premium quality, with timeless elegance. The apartment will be handed over fully furnished: major household appliances – dishwasher, washing machine, refrigerator, and gas stove – are all included in the price. So you really only need to bring your suitcase; everything else is ready for the new owner. The interiors were designed by an interior architect, thus perfectly harmonizing Scandinavian minimalism with grand bourgeois proportions. Bright, spacious, elegant, and cozy – true urban luxury. This apartment is not only premium but also ready for immediate occupancy.

for sale commercial property

Budapest XIII. kerület

Discover the business opportunities in Újlipótváros – an ideal property is waiting for you!

???? A space that tells a story. And at the same time, it listens. Budapest XIII – Csángó Street 9. | 176 m² + 10 m² storage | basement space There are places that cannot be named with a single word. This spacious, characterful brick building, built at the turn of the century, is located below the street-level, with direct access from the street – just like the lively workshops and shops of the city used to operate in the past. This was not just a warehouse or workshop. It is an interactive theater space where visually impaired audiences could experience special performances – stories that unfolded in sounds, scents, and touches. ???? What you should know about it: – 176 m² divided, well-utilizable space + 10 m² separate storage – Street-level entrance – direct access from the street – Turn-of-the-century, patina-covered brick building – Complete technical renovation a few years ago: modern electrical system, new air exchange system – 3 air conditioners + 4 dehumidifiers for comfort – Kitchen and restrooms established – Water, sewage, and electricity connected – Heat recovery ventilation: fresh air even without opening windows – Highest ceiling height: 2.62 m – Common costs: approximately 45,000 HUF/month – Unencumbered, available for immediate possession ???? Location: ???? Csángó Street 9, a few minutes' walk from the Dózsa György Road M3 metro station. A central yet calm area, with excellent accessibility and comfortable parking options. ???? Currently and in the future: It is currently used by a nonprofit organization and also operates as a GLS package pickup point. In the future, it could be: – a cultural space – a workshop – a club or studio – a co-working office – a creative workspace – … or even a home converted for residential purposes ???? If you are interested in a place with a story – and a future as well, call me, and I will show you.

for sale vacation home

RÁCKEVE - SOMLYÓSZIGET - OWN DOCK - OWN LAND - OWN PEACE.

Here is the translation of the text into English: If you are looking for a special waterfront property with its own dock in a quiet environment — here is the exceptional Ráckeve, Somlyósziget – a weekend plot with its own dock near the Danube. For sale in Ráckeve, in the quiet, green Somlyósziget, on Hajnalka Street, a 410 m² plot designated as an unbuilt area, with a 30 m² well-maintained, lightweight weekend house on it. The plot also includes a private 9 m² dock, located on Kék-Duna promenade, approximately 200 meters (a 5-minute walk) away. The layout of the house: • living room + 2 separate entrance bedrooms • kitchenette • toilet • 9 m² terrace • built-in pantry • rear metal-structured storage Utilities and equipment: • electricity connected • sewage system within the plot • drilled well + pump for water supply and garden irrigation • outdoor portable shower • piped water in the street (connection possible) • parking area in the yard with electric car charging option The building is built on an insulated concrete base with Dombóvár 30 wooden houses and received 10 cm external EPS insulation a few years ago. The property is free of encumbrances and can be sold furnished or unfurnished by agreement, with quick possession possible. Transportation: • just a few minutes by car to the centers of Ráckeve and Dömsöd • a calm, nature-close environment — ideal for a weekend retreat or even for permanent use. IMPORTANT: The property is classified as an unbuilt area, so its financing options are limited (a classic home loan cannot be taken out on it; a personal loan is only possible with individual assessment, or cash purchase is recommended). It is advisable to inquire with this in mind.

for sale apartment

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Budapest XIX. kerület

Solid foundations, secure investment, 38 sqm brick apartment in a quiet area of the 19th district.

For sale is a 38 sqm brick apartment in the quiet area of ÓVÁROS in the XIX district, on KISFALUDY street, in a building with five apartments. The solid structure of this house, built in the early 1900s, represents lasting value, and the residential community is calm and well-organized. SUSTAINABLE SIZE, LOW UTILITY COSTS, ideal as a first apartment or investment - small space with great opportunities. APARTMENTS WITH SUCH ATTRIBUTES SELL QUICKLY - DON'T MISS THIS OPPORTUNITY. Call now to see it in person.

for sale family house

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Szigetszentmiklósi családi ház nagy műhellyel -vállalkozóknak , családoknak.

Exceptional opportunity near the M0, yet in a quiet and peaceful location, I am offering for sale a 60 sqm family house with a 120 sqm workshop, an 8-meter inspection pit, and industrial electricity. The plot is divisible, making it ideal for multiple generations. Main features: - Solid brick construction, solid clay bricks, concrete ceiling (can be built upon) - Gas heating with panel radiators - energy-efficient solution - 120 sqm workshop with an inspection pit, industrial electricity - perfect for business - 16-meter drilled well - suitable for irrigation - Closed auxiliary buildings - ideal for animal husbandry and storage Who do I recommend this to? - Entrepreneurs, tradespeople - workshop with industrial electricity and inspection pit. - Multi-generational families - divisible plot, separate living space or expandable house. - Animal breeders and gardeners - the plot is suitable for fruit and grape cultivation, as well as animal husbandry, with a drilled well for irrigation. Don’t miss this opportunity! CALL NOW; if I can’t answer, I will call you back.

for sale family house

Budapest XVIII. kerület

Fedezze fel álmai otthonát: 8 szobás ház XVIII ker. szívében, befektetési lehetőség!

I AM OFFERING FOR SALE A MULTI-GENERATIONAL, 260 SQM TWO-LEVEL FAMILY HOUSE, WHICH HOUSES NUMEROUS POSSIBILITIES. The property is ideal for multi-generational living or for investment purposes. Its layout allows for the rental of rooms and mini apartments, while modern energy-saving solutions ensure low utility costs and a sustainable lifestyle. MAIN FEATURES: Floor area: 260 sqm two-level house. Outbuilding: 70 sqm usable area with three separate entrances. Basement: 12 sqm, located under the outbuilding. Swimming pool: 7m long, 3m wide, 2m deep – perfect for relaxation. ENERGY EFFICIENCY AND SUSTAINABILITY: 12 kW solar panel system with annual net metering (household-sized micro power plant), providing energy independence for the property. 5 units of 3.5 kW SYEN cooling-heating air conditioning. MITSUBISHI high-performance heat pump ensuring maximum energy efficiency. After renovation, it is the perfect choice for a sustainable and low-cost lifestyle, or as a long-term investment.

for sale apartment

FEDEZZE FEL ÁLMAI OTTHONÁT, AHOL A LUXUS ÉS A STÍLUS TALÁLKOZIK A LOKÁCIÓVAL

4-room 126 sqm bourgeois apartment for rent in the city center of Budapest I am offering a 126 sqm first-floor bourgeois apartment on Teréz Boulevard, in a neo-Renaissance style building designed by architect Gyula Illés in 1889. The apartment underwent a complete renovation last year, during which the gas, electricity, water, and sewage systems were updated, and the windows were partially refurbished and partially replaced. The apartment features three separate entrance rooms and a half room, as well as a balcony overlooking the boulevard. Except for the small room, all spaces are equipped with air conditioning, and there are TV and internet connections available in every room. Built-in wardrobes, modern lighting, and custom-designed kitchen furniture are also part of the apartment, with quality household appliances waiting for the tenant. There are two bathrooms, one equipped with a shower and the other with a bathtub, both containing a toilet and sink. The Western Square and Oktogon are just a 5-minute walk away, providing excellent public transport connections.

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They Told About Me